AI accountant vs hiring: which does your business need?
The honest answer for most growing businesses: both, with different jobs. AI is good at reading, matching and checking thousands of lines. People are good at judgement, relationships and signing off.
| Junior accountant | BoringAccounts | Together | |
|---|---|---|---|
| Monthly cost | Depends on city and experience | ₹999–5,999 + GST | Same accountant, fewer hours on entry |
| Reads statements and bills | Hours | Minutes | AI drafts, accountant reviews |
| GSTR-2B match | Hours each month | Minutes | Accountant chases suppliers |
| Judgement calls | Yes | Flags, doesn't decide | Accountant decides |
| Talks to vendors and your CA | Yes | No | Accountant |
| Leave, attrition | Risk | No | Lower risk |
When to hire first
You need someone physically present (cash, stock, vendors), or you have fewer than ~50 transactions a month.
When to start with AI
You have hundreds of bank and card lines, bills scattered across inboxes, and a CA who closes your books.
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